Should You live on Bitcoin?

Maybe! Maybe not. It really depends on your lifestyle, your location, and most importantly—what God is calling you to in this season.

That said, let’s consider a few good reasons why someone in America today might try living more on Bitcoin.

1. You’re Hoping to Grow Your Money

If your main goal is financial growth, approach Bitcoin with care. Making money isn’t wrong—but as Jesus reminds us, “Do not worry about your life... but seek first His kingdom” (Matthew 6:25–34). If you’re thinking like an investor, consider the wisdom of Ecclesiastes: diversify. Bitcoin doesn’t always go up. It moves in cycles. If this is you, check out our [Investing + Bitcoin] page for more guidance.

2. You’re Struggling with Inflation and Want to Care for Your Family

That’s a faithful and loving reason to explore Bitcoin. You’re working hard and trying to stretch your savings. While not all businesses accept Bitcoin—yet—adoption is growing. And today, there are more ways than ever to cover your essentials using it. Yes, it takes effort. And yes, it carries risk. But it also means owning your money outright, apart from unstable banks or middlemen.

3. Your Community is Struggling, and You Want to Help

This is beautiful. Wanting to strengthen local businesses, protect neighbors from inflation, and offer a more stable financial path is a deeply Christlike act. Bitcoin is about more than numbers—it’s about people.

Practical Steps to Begin Living on Bitcoin

If you find yourself in group 2 or 3, here’s how to take your first steps:

  • Write Out Your Budget. Know your monthly needs.

  • Research Local Options. Check what services or vendors accept Bitcoin near you.

  • Pay Off Debt. Start with a clean slate.

  • Set Up a Self-Custody Wallet. Own your money directly, without relying on a third party.

  • Balance Your Holdings. Decide how much of your finances to keep in Bitcoin vs. USD.

  • Schedule Bitcoin Buys. Automate a regular buy date that fits your rhythm.

  • Talk to Local Merchants. Let them know you’d love to pay in Bitcoin. We have a guide to help them start.

  • Review Quarterly. Adjust your plan as needed—this is about stewardship, not perfection.

Ready to Go Deeper?

Below you’ll find a growing list of tools and services that help people live, earn, and give using Bitcoin. Whether you’re new or seasoned, explore at your own pace. Each resource includes a brief description to help you discern what’s helpful in your context.

👇 Click through the guide below to start living more on Bitcoin today…

🌍 Living on Bitcoin: A Practical Guide

🌱 Getting Started with Bitcoin

MUUN Wallet: A mobile wallet for Bitcoin and Lightning, beginner-friendly and secure.
CASA (International) / Unchained (USA): Multisig vaults for storing large holdings safely.

🛒 Buying Bitcoin

CoinATM Radar: Locate nearby Bitcoin ATMs. Warning: Bitcoin ATMs often charge high fees, sometimes up to 33% per transaction. For example, $100 may only get you $67 worth of BTC. Always check fees before using.
Azteco: Buy prepaid Bitcoin vouchers with cash.
Peer-to-Peer Exchanges:
HODL HODL, Peach, Trocador, Bestchange, KYCnot.me

💼 Earning Bitcoin

Bitcoiner Jobs: Discover employers looking to pay in Bitcoin — remote and local positions available.
BitGigs: A freelance marketplace where you can earn Bitcoin for work in creative, tech, writing, and other fields — no personal info required.
Your Own Business: Accept Bitcoin for products or services online, in your church, or in your local community. Use tools like BTCPay Server or Lightning wallets to get started.

💸 Spending Bitcoin

BTCPay Server: Accept Bitcoin directly on your site or store.
Voltage.cloud: Lightning node hosting for easy Bitcoin payments.
Bitrefill: Buy gift cards using Bitcoin for Amazon, Walmart, and more.
Flexa (SPEDN App): Shop at 40,000+ stores including Whole Foods and Home Depot.
Shopify: Accept Bitcoin via e-commerce integrations.
Fast Food: Burger King, Steak and Shake, and others accept Bitcoin in select locations.
AirBTC: Book travel accommodations with Bitcoin.
Square: Bitcoin payments expanding to all merchants by 2026.

🎁 Rewards and Lifestyle

Oshi: Earn Bitcoin rewards when shopping for food, skincare, and more!